Loan Signing Notary Service in Sacramento
Professional loan document signing services throughout Sacramento and surrounding counties. We come to your home, office, or any location for mortgage closings and real estate loan signings.
What we handle
Loan Document Signing Services
Our notaries handle a wide range of loan and mortgage signing appointments, working with borrowers, title companies, escrow officers, and lenders to ensure signings are completed accurately and on time.
- Purchase loan signings: home purchase mortgage documents
- Refinance signings
- Home equity loan & HELOC signings
- Reverse mortgage signings
- Commercial loan documents
- Auto loan documents
Types of Loan Signings We Handle
Our notaries handle every type of residential and commercial loan signing. Here is a closer look at the loan types we work with most often:
The most common type of loan signing. The buyer signs mortgage documents to complete a home purchase. These packages are usually 100+ pages and include the deed of trust, promissory note, and closing disclosure.
Homeowners refinancing an existing mortgage sign a new note, deed of trust, closing disclosure, and right to cancel (the 3-day rescission period). Refinance packages are often slightly shorter than purchase packages.
Home equity loans and home equity lines of credit. These packages are usually shorter than a purchase or refinance signing but still require careful attention to detail.
A specialized signing for homeowners 62 and older. Reverse mortgage packages include additional counseling disclosures and require extra time. Our notaries are experienced with these signings.
Business property purchases, commercial refinances, and other commercial real estate transactions. These may involve multiple signers and more complex document packages.
About loan signing
What Is a Loan Signing Agent?
A loan signing agent is a notary public who specializes in handling mortgage and real estate loan document signings. They are trained to guide borrowers through the signing of loan packages (which can be 100+ pages), ensuring every signature, initial, and date is in the right place.
While any notary can notarize a signature, a loan signing agent understands the specific documents in a loan package (the deed of trust, promissory note, closing disclosure, right to cancel, and more) and ensures the package is completed correctly for return to the title or escrow company. This specialized knowledge helps prevent errors that could delay your closing.
Our notaries are experienced loan signing agents familiar with real estate closings throughout Sacramento. Whether it is your first home purchase or a routine refinance, you can count on a smooth, professional signing experience.
The process
How Loan Signings Work
Loan signings involve more documents and complexity than standard notarizations. Our notaries are experienced with loan packages and understand the importance of accuracy.
- Contact us with your signing date, location, and loan type
- We confirm availability and coordinate with your title or escrow company if needed
- Your notary arrives with all necessary supplies
- Documents are reviewed, signed, and notarized
- Completed package returned per your instructions
Not Legal or Financial Advice
Our notaries notarize loan documents: we do not provide legal or financial advice. Contact your lender or attorney for questions about loan terms.
The signing experience
What to Expect During a Loan Signing
If you have never been through a loan signing before, the process is straightforward. Here is what happens step by step:
We confirm the appointment with you and coordinate with the title or escrow company on timing and document delivery.
Your notary arrives at the agreed location with the loan package. In some cases, you may have received the documents in advance for review.
The notary walks you through each document, explaining where to sign and initial. Your notary does not provide legal or financial advice, but will make sure you know exactly what each signature line is for.
Typical loan signings take 30–60 minutes for a standard mortgage, sometimes longer for complex packages such as reverse mortgages or commercial loans.
Once everything is signed, the notary packages the documents for return to the title company, usually via overnight shipping.
You don't need to understand every page: your notary will guide you through the process and make sure nothing gets missed.
Industry partners
For Title Companies & Escrow Officers
If you are a title company, escrow officer, or lender looking for a dependable signing agent in the Sacramento area, we would like to work with you. Here is what you can expect:
- Reliable and available: same-day and next-day signings available. We understand that closings are time-sensitive and prioritize your deadlines
- Document return per your instructions: we handle return shipping via FedEx, UPS, or direct drop-off, depending on your requirements
- Professional communication: we confirm appointments promptly and report back on completion so you always know the status of your signing
- Experienced with all major loan packages: our notaries are familiar with documents from all major lenders and understand the specific requirements of each package
Need a dependable signing agent in the Sacramento area? Call (916) 222-2251 or email info@sactownmobilenotary.com.
Title Companies & Escrow Officers
Ask about preferred partner availability for your Sacramento-area signings.
Loan signing questions
Frequently Asked Questions
Do you work with title and escrow companies?
Yes. We coordinate directly with title companies, escrow officers, and lenders. Provide the relevant contact information and we'll handle coordination.
How much do loan signings cost?
Loan signing fees depend on the number of notarized signatures and the size of the package. Call (916) 222-2251 for a specific quote. We charge the California maximum of $15 per notarized signature plus a travel fee. We take cash, credit card, Venmo, PayPal, and Cash App.
What do I need for a loan signing?
Have your valid government-issued photo ID ready and ensure all parties who need to sign are present. Do not sign any documents before the notary arrives.
Can you come to my home for a loan signing?
Yes. We come to your home, office, title company, or any location throughout Sacramento and surrounding counties.
How long does a loan signing take?
A standard mortgage signing takes about 30 to 60 minutes. Refinances are often shorter, while purchase signings and reverse mortgages may take a bit longer. We schedule enough time so you never feel rushed.
Do you handle document return and shipping?
Yes. After the signing, we package the completed documents and return them per the title company's instructions, typically via FedEx or UPS overnight. We confirm delivery tracking with the title or escrow company.
What is the 3-day right to cancel?
For most refinance transactions, federal law gives borrowers a 3-business-day right to cancel (also called the right of rescission). Your notary will explain the rescission form during the signing. The right to cancel does not apply to purchase loans.
Related services
Ready when you are
Schedule a Loan Signing Today
Contact us to arrange a mobile loan signing at your home, office, or any location throughout Greater Sacramento. Fees depend on the number of notarized signatures: $15 per notarized signature (California maximum) plus a flat $50 travel fee. Call (916) 222-2251 for a quote specific to your signing package, with package pricing available for title and escrow companies.
Call or Text(916) 222-2251